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Making a Recorded Statement After an Auto Accident

After you’ve been involved in a car accident and report it to your insurance company, you will likely be asked by the adjuster assigned to your case to make a recorded statement. In this statement, you will be asked to recount the crash in your own words.

But should you actually make this recorded statement? What do you need to know about how your words will be used moving forward?

You are legally obligated to cooperate with the investigation

Legally, you must cooperate with the adjuster’s investigation into your accident and with the steps they must take to process the claim. This means you will typically be required to give a recorded statement.

However, if the other party in the accident asks for a recorded statement, you are not required to comply — and probably should not. It won’t be in your best interest to help them build their case. They will likely compare each detail of the statement you provide them with the statement you provide in a police report or to your own adjuster, finding even the tiniest inconsistencies to invalidate your side of the story.

When you provide a statement to your own insurance adjuster, stick to the facts as much as possible. Recount the events of the crash exactly as you remember them without embellishing or attempting to portray matters in your favor. If you cannot remember certain events or are unsure of answers to particular questions, be honest about it.

For further guidance and advice on making a recorded statement after a car accident, consult a personal injury lawyer with Jakubowski, Robertson, Maffei, Goldsmith & Tartaglia, LLP.